[svcw]

So am I reading this article correctly, this couple borrowed money, had money in their account yet fell behind in their payments so the bank said “ok, we will take the money and pay the loan”. I am not seeing an issue here. My question is why did they think that they could fall behind on these obligations and the bank not take action?

[ebersole]

You read correctly.

“why did they think that they could fall behind on these obligations and the bank not take action?”
Because they believe they are entitled to whatever they want without consequences

[Scotsman will be Free]

“My question is why did they think that they could fall behind on these obligations and the bank not take action?”

Because our society doesn’t hold individuals responsible for anything. It isn’t “fair”.