Why wouldn't I, a non-Muslim want to do this? I'm retired, pay all my bills on time, have no mortgage, the only thing I need a card for is "convenience", (buying Anti-Obama bumper stickers online). The price is too high, you have to tie up the funds up front, and, last and not least, the brand affinity is putrid.
As an alternative, you might consider, for example, the Fidelity Rewards American Express® Card. No fee and 2% back on all purchases.
RE: As an alternative, you might consider, for example, the Fidelity Rewards American Express® Card. No fee and 2% back on all purchases.
Excellent idea for the wise & frugal