[a real Sheila]

what, pray tell, is “discretionary income?”

[OneWingedShark]

>what, pray tell, is “discretionary income?”

Discretionary income is the portion of income [if any] that is in excess of your monetary needs & obligations [such as rent and food*].

*Food expenses can be decreased by getting the less-expensive brands, buying in bulk, and/or cooking your own food... but that’s just technicalities.