If we want to drive, we need insurance.
If we want a doctor, we need insurance.
If you don’t want to drive you don’t need insurance
If you want a car, you get a job and buy one
If you want insurance, you get a job and coverage.
There is no reason these folks can’t get a job but if they get the same amount (or more) for doing nothing, why not?
I do understand that people need a helping hand sometimes, but these people do get on their feet eventually. I think they should limit for lifetime welfare benefits then maybe it will not be abused. People will save it for when they need it instead of welfare becoming a way of life.
That's actually not correct and one of the false arguments going around. You don't need insurance to see a doctor, and depending on your circumstances, you don't even need to be able to pay (emergency room). However, for the instances that you do need to pay, you can pay out of pocket, you can work out a payment plan with your doctor or the hospital, you can join a medical co-op, etc.
Your doctor doesn't accept cash?
You need insurance (liability only) when you drive because you might hurt or kill someone else. It is a safety/liability issue. You do not need insurance when you visit the doctor because there is not safety/liability issue. In fact, it is the doctor who needs insurance because of the safety/liability issue - not the patient.
Part of the reason health care is so expensive is because of the nature of “insurance.” It is actually a brokerage situation, and whenver you add a broker to any transaction, it will ALWAYS be more expensive. Why? Because the money (”cash”) is not coming directly from my pocket. I am paying someone else to cushion the fall. And I am a bit more lax in my bargain-hunting endeavors because that broker “owes” me for all of the money I have spent on that broker over the years.