That's exactly what I thought.
The premium costs are covered by the larger hospitals...but a few years ago a family physician I'm aquainted with was paying over $120k a year for his malpractice insurance. He hung on as long as he could...but he'll be closing the doors and retiring soon. He has a small to moderate clinic which he runs himself.
The insurance company forbid him to do even the most minor surgery in his office a few years back....cutting thousands out of his yearly income. This is all due to frivolous lawsuits.
This healthcare "problem" our legislature is trying to cure.......is one they helped break in the first place. People get millions in settlements (of which the ambulance chasers get the lion's share)....and I guess they believe it's "free" money. Everyone pays in the long run... and here we are.
Exactly...BTW..great pic on your home page..