“And if she sends you out for an MRI or Radiology or something, how will that work?”
Those are separate billing entities. The hospital or facility that the procedure was performed in will have their fees and quite often the specialist performing (or reading) the test will have a separate charge.
She will probably charge for an office visit... $50 or 60. She will also only use tests when absolutely necessary. Then we we see how much doctors practice defensive medicine. I had a doctor that made you sign a waiver understanding that she carried no medical malpractice insurance.