So why buy insurance?
I pay about 10K a year for insurance. A lot of self employed people pay the same or more. If pre-existing conditions are no longer a problem why get insurance. I'll pay the $2,500-5,000 fine save $7,500-5,000 and pay for visits myself. When I do have a major illness I'll go get a policy.
Of course if I and thousands like me do this the insurance companies will go out of business, but what loyalty do I owe them. They supported this govt takeover.