[annieokie]

I am lost. Are you saying people need to begin something now? I am on Medicare and have a Dr., I guess I will need to call him as see what he intends to do. Yes?

You say open-enrollment ends Oct 31/2010, so what happens if someone misses that?

[Whenifhow]

I am lost. Are you saying people need to begin something now? I am on Medicare and have a Dr., I guess I will need to call him as see what he intends to do. Yes?

You say open-enrollment ends Oct 31/2010, so what happens if someone misses that?
*********

If you are on Medicare, there may not be a deadline to re-enroll- you may be permanently enrolled.
You can check their website.

[nina0113]

People who get insurance though their employers have an annual opportunity to make changes, which will take effect the following January 1st. The employer’s benefits manager will send out a list of what the current premiums are and what the new premiums will be for each option. I have 4 plans to choose from - catastrophic, 70/30 (that’s insurance/my payment), 80/20, and 100%. The premiums for catastrophic are minuscule. The premiums for 100% coverage are financially catastrophic themselves.