They can’t “drop you” for being sick. They can not insure you if you are already sick.
No one doubts that there needs to be something in place for PEC, but it’s not “evil” as you say, it’s business.
Of course we can keep the generosity and then you can weep for the people when insurance companies go out of business.
Private charities? Oh wait, income taxes are charity, right?
“They can’t ‘drop you’ for being sick. They can not insure you if you are already sick”
The main reason the preexisting condtions stuff is so popular, I think, it because people confuse it for what you describe above. They believe the government is stepping in to stop insurance companies from willy-nilly conspiring not to pay for people who are duly covered. As if there weren’t already a perfectly good process for preventing such a thing (namely, the courts). Either that, or they think the preexisting condition was a lawyer’s trick, in the fine print. As if people are being dropped from coverage because according to rider B, subset 123, they weren’t allowed to have more than one tatoo on any particular limb of their body, or something. Or they think it’s unfair that people lose their coverage through no fault of their own, most often if they get fired. As if there weren’t already a perfectly good process for preventing such a thing (namely, insurance insurance; or, better yet, severing coverage from employment, which was a huge mistake and should have never happened in the first place).
If we could make them see that coverage for preexisting conditions is like buying car insurance after you flip into a ditch, they’d get it.