A particular health plan is not a “right.” Access to health care is a right. It must be since “life” itself is a right. If I were denied “access”, then that would be the same as killing me.
We’re not saying at this point anything about who is responsible for paying.
Whether I earned it or not, my health care is a government plan. That fact does not make it immoral. Had I not earned it, and you were forced to pay for it anyway, then that would be at least one immoral element of it.
Just because you have a right to access medical care does not mean you have a right to force other people to pay for it for you. The essence of Liberty is personal responsibility. The essence of Charity is voluntary individual sacrifice. A government which compels others to purchase your "right" is tyrannical and tyranny is the polar opposite of Charity.
Since you can't live without food or water, should the government compel me to pay for your food?
If access to health care is a right, then from where do we get our rights? Are our rights given to us by our government?