Most sports injuries don’t require long term care like cancer or heart disease or kill you like cigarettes.
If smokers die early, don't they save money? i.e. less years on Social Security or Medicare. If you get lung cancer, you tend to die in a year or so. You don't lay around in a nursing home for ten years having someone changing you diapers every couple of hours. Plus, smokers already pay heavy taxes for their vice.
I really would like to see an accounting on that some day.