That’s why I tell people who claim 0 to get a refund in April to stop either on a federal or state level. I never did that feeling I was giving a loan to the government I claimed what I was entitled to and usually broke even in April never owing or getting back more than 100)
I figure my tax due each year on January 1st of the tax year so that I either owe little or get back little. This year I put in an A/C system which qualifies for the 1500 credit SO, I reduced my withholding by that amount. I do not intend to lend the G anything without interest just like I don’t expect them to float my overwithholding. This is another example of why we need the “fair tax”...it gets collected when you spend, not before or after.