[KarlInOhio]

Reduce your withholding so you don't make the same mistake of overpaying next year. If you get a refund you just lent the government some interest free money for a year.

[TXBlair]

Exactly, I have the minimum withheld and then get back a minimal refund. I used to be so puzzled by (and jealous of! :)) my similarly-paid coworkers who got back large refunds. I finally stopped and thought about it...I’m bringing home far more per month than they are.

Yes, they are letting the government use their money interest-free.