I have no trouble believing her story (in spite of the fact that Obama’s told some UNTRUE doozeys!). In fact, with the cancer, I’m surprised they just didn’t boot her. Costs ARE increasing. Where we differ with the left is on how to fix the problem.
My son is a graduate student who is in great health, only sees only his primary doctor once a year, but has taken a script, the same script, same dosage, for minor, though chronic depression for 5 years. His policy with United Health Care WAS renewed this year, but a RIDER was added now that excludes ANY coverage, including medication, for the depression. He’s never sick....there have been years where the only doctor visit he’s had is just to get a refill on his script, but hells bells, what if he DID have a problem?
So, I called and asked why the rider? I was told that it was because the cost of his medication has increased. I explained...but he takes the generic and since he can get a 3 month supply at Krogers for $9.00, he has NEVER submitted it through the insurance. UHC’s reply, literally,....”well yes, but he could”.
Now THAT is just ridiculous. Heck, a lot of things COULD happen to any one at any time...isn’t that what insurance is FOR?
I don’t believe her. I want to see her bills.
http://codes.ohio.gov/orc/3923.57
(A) Pre-existing conditions provisions shall not exclude or limit coverage for a period beyond twelve months following the policyholder’s effective date of coverage and may only relate to conditions during the six months immediately preceding the effective date of coverage.
50 year old female $2500 deductible, $30 copay, Medina, Ohio, $235.48 month.