This decision is nothing more than the opening salvo in a new wave of legislation to clamp down on private industry as a whole.
Well it gets worse. Now the insurance companies will face anti-trust liability for decisions they didn’t make. Remember every state has a state insurance board dictating what insurance companies can and cannot do, even dictating what premiums they can charge. The courts often refuse to allow “the government made me do it” as a defense since you could have opted out of doing business in the first place.