Isn’t it a conservative trait to prefer state control over things? If you have insurance across state lines, then you are encouraging more federal government control.
I am on the fence on this one because I see how it could reduce costs.
But, it seems that both the right and left aren’t very consistent on issues like this, taking the opposite position that would be expected.
Insurance is controlled by state insurance commissions. Sale of insurance products is licensed state by state which is kind of silly.
The main reason is if you look at how auto insurance, property insurance and life insurance is sold those companies are typically not HQ’d in the state they’re writing policies for and it’s interstate commerce anyways.
Even in Pennsylvania health plans are written on a county by county basis. What’s big in Pittsburgh or Philadelphia is different and isn’t even sold in the opposite city. The commonwealth paid for insurance for the poor and uninsured (Funny how we have that funded here as part of the tobacco settlement.) has like 6 different zones with probably 20 different plans.
I would prefer state control over things but anything financial related with insurance products crosses state lines regardless.