"One thing that is not clear, and is key to all this, is whether what Obama has put out there is merely the “White House version” of Obamacare, or whether it is the result of the Senate-House Democrat negotiation that has been reported as going on behind closed doors these past weeks and as having been completed or near completed." That's the $64K question. It's also possible that Obama's version is just a stalking horse or sacrificial lamb, to be intended to be disposed in favor of the original Senate bill married to a Reconciliation Bill passed by both Houses.
It's anyone's guess as to what their real strategy is here, and it might be presumptive to believe that they actually have a strategy.
I believe that Pelosi is just trying to cover up the fact that she can't get the Senate version passed by telling Reid that she could with a reconciliation bill first.
Adding money into the Senate Bill won't get it passed.