Maybe they should go to Vegas and put all 14.3 trillion on red. Actually, the problem is surprisingly easy to fix, if only a leader would emerge with balls: www.offgridblogger.wordpress.com.
Many people have plenty of good ideas, but the simple truth is that the people in power are not listening and they don't care.
So, I am sorry to report that none of this is going to be easy, or painless.
In fact, it might entail quite a lot of pain (and blood and sweat and tears) in the coming years...