If your position is to take away all regulation from the banks, and let them fail if they go bad, then I agree with you. That includes getting rid of the FDIC, by the way.
Yes. And Fannie Mae/Freddy Mac ( They were suppose to at one time...compete.. with each other! )
But try to get the real estate industry, and local government, businessmen, homeowners.. that depend upon ever inflated prices to get off the junk. Believe me, once the dust settles down, they’ll all be back to shoot some good ol’ government smack. Like the Aztecs, it’s our thing and we are going to ride this racket into the ground.