[packrat35]

I fail to see how I advocate what you say. Bending over and greasing up you ass while you are being raped is also NOT a sane economic activity either.

[Dead Corpse]

I fail to see how I advocate what you say.

Then what are you advocating? You obviously don't like the APR. So don't do business with them. I'm certainly not.

What more do you think should be done?