As long as we (the government) allow the big guys to walk away from their debts, or worse, bail them out, more and more little guys are going to do the same. Is it immoral? Probably. Only if EVERYONE is held to the same moral standard. If not, it’s just stupid to be the only patsy.
>>Only if EVERYONE is held to the same moral standard.
Tyranical Governance (monetary and otherwise) is empowered by individuals who fail to maintain a moral standard - against which those individuals hold themselves accountable.
Thus:
It is incumbent upon the honorable craftsman
to be aware of whether or not his services are being used
as a means to accomplish evil ends -
and to act accordingly.