We all do? Really? When one makes a generalization statement to bolster their argument, their position is bogus.
In my 45 years I have not been “taken advantage of” by my health insurance companies I have had coverage from.
I dare say that a lot of other people can make the same claim that I have made.
I could say that my government has “taken advantage of” me and millions of others by extracting tax dollars from me to give to the sloths of this country. How about some welfare reform before any insurance reform ... Yobama!
It is the way the free market works. If there were portability in health insurance where an individual or a family could purchase health and medical insurance across state lines, the competition among insurers would be fierce and ergo have the inevitable effect of driving prices down to more affordable levels. There would still be mild rationing of care as individual insurers would tailor their plans accordingly in order to remain competitive and profitable at the same time. Also tort reform would also drive prices down and make insurance a lot more affordable.
A bit over 2 years ago I had heart surgery, suffered a stroke during surgery and contracted MRSA. I am 61. I spent a full 2 months in a hospital in Seattle and had 3 months of nursing care at my home 4 to 6 times a week.
The hospital bill alone was over a million dollars. My health insurance companies covered everything without batting an eye.
I am convinced that if I had been under Obamacare, I’d be dead.... bankrupt, then dead.
“We know that we need insurance reform, that the health insurance companies are taking advantage of people. ..”
The was a study done last fall that indicated that insurance companies generally operated with about a 3% profit margin.
I think it may have been the Heritage Foundation, but I could’t swear to it.
At any rate, the profit margin was surprisingly low.
There are some good proposals for reducing the cost of medical care and hence insurance costs, but the Dems don’t want to talk about any of those.