Do you know anything safe with an interest rate that's worth a damn
I think the new reality we've got live with is the harsh truth that nothing is "safe" anymore. IMO, the best you can do is put your money somewhere where your access to it is maximized and the government's access is minimized.
With money in a 401, the government has instant access with a stroke of the pen and a few mouse clicks. If it's in a safe in your basement however, they have to be willing to physically come and kill you to get it.
A little while ago, I never imagined I would find myself expressing the thoughts of the previous paragraphs. This is what happens when the actions of our politicians utterly destroys one's confidence in the government and our institutions. It's not good.