Failure to pay your monthly HC premiums as an example. You know it’s MANDATORY in canafa to pay your health care, did you? You cannot just say to the provl govt ‘I DONT want to pay my monthly”. If it’s proven (say, employed and paid your taxes from a year ago) that you have the ability to pay YET you do not...the govt dings your credit rating, THEN sends your case to collections..also from the govt. So the govt is your mommy, daddy and ass-kicker.