The French like new cars ~ under the current economic conditions prices are at their lowest in years AND, best of all, there are incentives of all sort.
What is missing is lines of credit to finance those new cars.
However, you can supplement your loan with a nice downpayment if your car is totaled. French auto insurance will PAY what you need.
So, how do you get your car totaled? Simple ~ drive it to a Moslem suburb. They regularly torch cars from outside their areas for a small payment of, let's say, 25 EU, or maybe 50 EU.
These events frequently overlap traditional "youthful protest" dates ~ e.g. national holidays like NEW YEARS.
Burn baby burn ~ and the youth get paid, and the car owners get paid, and the claims adjusters DON'T HAVE TO INVESTIGATE things that happen in the Moslem suburbs, so no funny questions will be asked about how your car got burned.
That's the French system. Works for them if not for us.
The normal level of burning is about 100 cars per day, and on weekends and holidays it can jump to an average of 400 cars ~ but MORE ARE POSSIBLE when car prices are declining and there are deals to be made.
That’s some info you just passed on to us.