[usconservative]

I disagree with your characterization of the loan applicant, mortgage originator and etc as innocent participants taking advantage of loose requirements

Please cite in context where I characterized anyone as being 'innocent.'

TIA.

[Fee]

If you agree that they are not innocent, why hesitate taking them to court. Clogging up courts is not a good reason not to investigate and prosecute. Otherwise the wise guy financial types would repeat the scheme again banking that the scale of their crime amongst them would hinder prosecution, thus they will laugh all the way to the bank again and leaving the nation holding the bag.