I had insurance which in the end paid the bill, but only after the State Ins Commissioner got involved. The lawyer was not after the Inc Co., she was after us and many of the threats she made were illegal and proven to be so.
Do I still have that Ins Co? No way!
As for the SA we did not want charity in the sense of a freebie, but we did need charity in the sense of kindness and grace, neither of which we received from the supposed charitable institution.
The insurance commissioner is the key. Their ruling was that your insurance company had been responsible all along. I’m assuming that the SA lawyer knew that, and that’s why they forced the issue.
Incidentally, which hospital?