LOL
Back in 2001, my daughter and her husband bought a home for $160K, Over the next few years its value inflated to over $500K. At every opportunity, they refi’d. When their last subprime loan reset, they could no longer make their payments. Somehow they ended up owing about $550K. They lost the house thru a short sale for $275K. So over a few years they took out nearly $400K. Of course, they did have new SUV’s, RV’s, off-road toys, a boat and expensive vacations.