[Blue Collar Christian]

No, not if you are using them to clarify your comment #3.

I guess I’m too simple to connect your dots.

[GOP_Lady]

EXACTLY.

I’m sorry that I’m not very good and detailed with words. :-)

[GOP_Lady]

Also adding to the cost of premiums are:

1. More people needing health care (baby boomers, which will only increase); and

2. The cost of the advances in medical technology, which is a good thing and which will only increase as well).