To: votemout
...except that you would no longer own it. If your estate is of sufficient liquidity and size to allow substantial cash transfers to your children, gifts of annual life insurance premiums may be a good idea, but if your estate is not liquid, maybe not.
To: Mr. Lucky
It is not simple. Each estate needs to be analyzed and other issues like capital gain exposure factored in.
91 posted on
12/03/2009 4:13:30 PM PST by
votemout
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