LOL.
I’m an Art Historian and know lots about art but darn little about insurance. We’ll see this coming year about my dad’s taxes.
Oh, yeah, do you own any oil paintings by Caravaggio? I guarantee they are worth millions!
If your dad wants to see a tax-free program that he can draw from tell him to call Old Mutual or find an Old Mutual Agent. I have one I refer clients and my family to, but she’s in soCal and I think only is licensed in California IIRC. And no I don’t make money off of the referrals.