This is why I using my debit instead—and constantly monitor my activity on my bank’s online banking service.
Me, too. I check my bank statement 6 days a week (the information isn’t updated on Sundays). I was astonished to learn that some people go weeks without checking their online banking statements and credit card balances. I check my cards daily, too, even if I hadn’t used them , just in case someone got a hold of my info.In all the years I’ve had credit and debit cards, I’ve only had one used fraudulently ONCE. This was back in February of 2007. And because I check my statements daily, I saw what that dishonest ebay seller did the very next day, had the card canceled that AM, and had a refund from the seller sent to the new card’s balance within days.
Have you heard of mint.com?
Their service allows you to track and analyze your spending with various graphs and other tools. I started using it after hearing Clark Howard recommend it. It’s great.