The problem with ALL notions that “the markets” are the problem with both health care and health insurance belie some essential and basic economic facts.
With the exception of education, you cannot find any segments of the economy (ANY) that are LESS free of government mandates, government regulation, government price rigging, government sponsored cost shifting, tax-payer sponsored subsidies, tax-payer sponsored direct payments, and general government meddling, at every level, than what has been imposed on health care and health insurance.
They are already the MOST UN-FREE segments of the economy TODAY, without Obamacare.
If “health care markets” and “health insurance markets” were at least as unencumbered by government as your breakfast cereal or your personal computer, your options and the prices of those options would be as plentiful and diverse as things are in your supermarket and the PC industry.
The larger the footprint of government in a market, the weaker the market is.
Health-care and health insurance “markets” are so “bad” because government has been slowly killing them (controlling them) with each political “cure”.
Exceptionally good points.