If I crash into someone's $100K car with a hammer, I suppose I need hammer swinging insurance. I think maybe I could be sued in civil court for the damages and be ordered to pay restitution in some other way, even if I didn't have insurance. Why exactly would it matter to the expensive car's owner if I had my insurance company pay the bills or if I whipped out a checkbook and paid? Why do I need auto insurance if I have say $5 million sitting in an "accident fund" for just these sorts of things?
Following the money will show that the law requiring insurance was bought by insurance companies in the first place.
Why does this not surprise me at all?
personal cars owned and driven by mere citizens will be outlawed for “the common wealfare”.
My teen kid have been hit by a number of uninsured drivers. In talking to the police I’ve learned that 1/6 drivers on the road does not have insurance. In all cases the damage to the cars was more expensive than any injury. Do you think that the drivers of cars without insurance should have to pay the $600 dollar fine? If they don’t should they go to jail?