One of the problems of college tution stems from the notion of “borrowing” money to attend. Since they know you can get the money they jack the rates up, it used to cost me only a few hundred a semester when I went school and you could make that in the summer and attend the whole year focused on your studies without having to work, today you are expected to borrow as much as the purchase of a house, why would anyone do that if they could just buy a house and still have the value, not to say education has no value, but it maybe not worht hundreds of thousands of dollars.