Thanks for the welcome, lol! I’d had a previous Chase card a couple of years ago and they jacked the rate up to 30% for no reason, paid it off and vowed to never have another Chase card..so I was furious needless to say when the WaMu takeover happened.
Same thing happened to me and a lot of others. On my account they increased the rate on a credit card loan which was advertised as a guaranteed rate for the life of the loan as long as it was paid on time.
I put it on automatic pay through my bank and forgot about it until I suddenly noticed that the current loan amount was more than the original loan.