To be honest....2013 and 2014 are the easy years over this...it just keep building after that point.
I think by 2016...most guys making $50k or more...will get the idea to buy a cabin...quit their job and just live off 40 acres and a garden...letting the working class pay for their health-care requirements. It’d be curious if we have 50,000 people in one year who just quit working at age 45 and have no real income to report.