Well, my own WA State policy doesn’t cover acupuncture, which at one point was a bit of an issue since I’d had it in the past and it was beneficial for that particular malady. One could only get it covered by having it prescribed and then getting the health plan to approve it in advance. But I agree the state mandates are relatively demanding with respect to pre-existing conditions and other things like mental health treatment. However, I was checking out premiums from Group Health a while back and was surprised they were as low as they were (for me, mid-50s, I could get a fairly high deductible policy for under $300/month).
For HDHP’s, that’s not too bad. Our PPO plan here in SC, runs me around $600 a month for family.