Communism is not a recent phenomenon either. It’s been around since the beginning of civilization as well on the one hand with individual freedom on the other. Karl Marx just wrote it down.
Personally, I would prefer some kind of insurance scheme for police and fire protection where you could choose the level of protection you want.
If you want to use your money for police or fire insurance, you do. If you would rather put some of that money into fences, razor wire, shotguns, and fire hoses, you do.
I would opt to pay insurance myself. Others might choose to depend on the kindness of their neighbors. They might even get it.
I kind of like the way lost in the woods hikers are handled now. If you want to go on a hike, you do. You have the opportunity to buy “get lost” insurance before you go, but you don’t have to buy it. If you get lost without insurance, Search and Rescue still comes looking for you but you have to pay the entire bill afterward.