[napscoordinator]

What coverage will you get for 1,000 a year from your state? I mean what would you do if you had a heart attack? Do you have 50,000 dollars to pay out of pocket? If you pay the 1,000 dollars, do you get 100 percent coverage in case of a heart attack? I know some here don’t like this, but I wonder what most would do if they have a hospital bill that they did not plan for and do not have insurance. It just seems so risky to me.

[gusopol3]

There’s no insurance. It’s just the fine they have to pay to the state because their policy doesn’t meet the minuimum standard. They will continue to pay $3oo per month for the IBM-issued catastrophic policy + $1000.00 fine to the state ( undoubtedly more in future years, if their insurance is even available).

[hinckley buzzard]

Most people have insurance. If you exclude the illegals, and if you add in those covered by Medicare and/or Medicaid and/or VA benefits, the number of voluntarily uninsured is miniscule--mostly a bunch of robust bulletproof twentysomethings. Not sure what your point is.

[Leisler]

Come on.

"Medicare we still buy our health insurance through the company.

Obviously it is a subsidized retirement benefit. Probably at one time it was no cost to the retired, but now IBM requires token payments, higher co-pays and so forth.