It’s an online banking entity, with no brick and mortar branches. It’s headquartered in Jacksonville, Florida. You can check their rating on bankrate.com. There’s also a site that reports “Texas Ratio,” but I don’t have it bookmarked on this Mac laptop.
Last I checked, they’re in good shape. But, it pays to check frequently.
Just checked ... Everbank has a four star rating on a scale of one to five. Not bad at all.