Gummint should only do those things that only gummint should do. Everything else has to be left to what folks will provide on their own or will pay others to do for them. Our Founders understood this.
You are right. We hear people talk about "saving" Social Security or Medicare, but there is nothing to save. The money has been spent. The trust funds are no more real than the Tooth Fairy or Santa Claus.
I have been posting for months that it reallyh doesn't matter if they "pass" a bill for Health Care they can't pay for it. We are at the point where we have no choice but to go back to the Constitution.
Alas, there is another choice: Turn to a Strong Man who promises to make everything right. I hope that Americans value their freedom too much to go down that road.