Boomers fault!
Hell, since wifey and I went on the tit, we've gotten my 63 year old sis-in-law to jump aboard, and now my bro - her husband, who'll turn 65 in November - is seriously thinking about doing it then, versus "Full Retirement Age" a year later.
Attention all Boomers: Start suckling NOW, before Zero removes your enablement!!! It's yours...go for it before it's too late.
(Thanks for the ping, Gray....I'd seen the thread earlier and damn near pinged you to it........)