How about just balancing your bank account to make sure you have the money to spend in the first place...seems to work for me.
with talk like that, you’ll never get a job in the gubermint.
Finances and how to mnage them or just simply understand the basics should be required for obtaining a high school diploma. it is getting better but still a long way to go.
Years ago in the Air Force I had a young troop that worked for me that got into trouble for bad checks. he truly believewd that as long as he had checks to write then it was perfectly ok and expected by his bank for him to just keep writing them.
You cant regulate against this kind of stupid. I would be happy if most kids would leave school understanding the miracle of compound interest and using it to your benefit over a life time instead of it being an albatross for a lifetime.
Sure, people should know how much is in their account, but stuff happens, and if they make a mistake, the charges are seriously excessive and designed to give the bank an extra source of revenue, not to protect the bank from the danger of overdrawn accounts and the administrative costs of that.