Yup, put it all in those nice 401k accounts that we will soon confiscate and make into social security part II...
If you are a small business owner, DO NOT start a 401k for your employees. Have them invest in something on their own. The red tape, regulation and BS that the government requires you to do is a nightmare. On top of that, you could find yourself in court if you do not spend enough time researching all plans to make sure that you are offering the best you can in your 401. If I could close mine up and walk away from it I would, but it is even harder to close one down.