You got it. I am retired from the health ins. biz. I was a large group rating and marketing rep. The advent of managed care was when it started going downhill. HMO plans were started and at first were cheaper but soon the cost could not be controlled and the people HATED it. The government option is flawed. First the option is not “optional”. It will turn several of the largest insurers in to administrative services companies only. Smaller companies will get out of the business. The Federal government will become the “gatekeeper”. Deciding who can recieve what services. Every election will be about health insurance and the benefits. The Federal Government will “manage”. Every aspect of life. I hope the people rise up and stop Obama.
I remember in the 80s I saw my first HMO. We hated it. Back then we couldn’t get in to see a doctor from the very first. The reason from the doctor they are not taking any new patients. Unbelievable. Two weeks later we had a meeting and got rid of the plan.
People should know how our parents and grandparents thought. They would never allow government including local and state to interfer. They knew by allowing the government to help; they would become slaves.