I’m late on this, but I was on vacation when the op-ed was written, and I’m now getting to it.
Anyway, I hate the whole pre-existing conditions clauses.
I get very worried for my daughter (who has always been on insurance). She has lots of medical problems (brain injury, seizures, and other stuff). What is going to happen to her when she goes off my husband’s insurance? We’ll probably help fund insurance for her, but we can’t cover all of her medical expenses.
It’s not an issue if she maintains coverage perpetually and is on a group plan. They already can’t deny for pre-existing conditions, only set a waiting period for those who don’t have continuous coverage.
It needs to change. That’s the one thing I hope they do pass.
Individual coverage should not be restricted, period. I would be much less scared of trying to start a personal business if it wasn’t for that looming problem.