So health insurance companies should effectively be forced to give money to people with severe preexisting conditions who apply for coverage?
What if I just don’t bother to get health insurance now because I’m healthy and don’t want to pay for it. And hey, if I discover I have some condition I can always get coverage then.
It’s called adverse selection, and it means you can’t mandate coverage of people with preexisting conditions unless you mandate that everyone purchase insurance (and even then there are numerous problems).
What about people who have always had coverage (from birth) that have severe medical conditions like epilepsy?
Should they be denied coverage when they go off of their parent’s plans? Should they have to pay an outrageous amount for insurance?