[Yo-Yo]

Everybody was bracing for a late July collapse, so I pulled out the balance of my funds into the money market, and missed the July rally entirely.

Hopefully there is another crash so I can jump back in again like I did in March.

[riverdawg]

“Everybody was bracing for a late July collapse, so I pulled out the balance of my funds into the money market, and missed the July rally entirely.”

Every stock-market cycle provides additional evidence that very few people (and that includes so-called “investment professionals”) can profitably time the market. You have to get not one but two decisions correct: (1) when to get out and (2) when to get back in.

[johnnycap]

“Everybody was bracing for a late July collapse, so I pulled out the balance of my funds into the money market, and missed the July rally entirely.

Hopefully there is another crash so I can jump back in again like I did in March.”

By my calculation, if you just keep revising your prediction each month by putting the date out one more month, eventually you will be right!!