[Halfmanhalfamazing]

I only cut/paste his words from then. We all know what he says now.

[Vaduz]

I would use a doctor that excepts the HMO program most of them are from third world countries.

[maryz]

I'm embarrassed to admit my total ignorance on this, but while I vaguely remember when HMO's came in, I never knew they were gov't-"inspired".

You sound knowledgeable on the subject -- could you give me a thumbnail sketch of the development of HMO's?